Image courtesy of NASA's Marshall Space Flight Center MICHELLE ANDREWS        khn Genetic Testing Could Interfere With Your Ability To Get Life Insurance: Shots - Health News: NPR Taking a genetic test in your 20s or 30s could, indeed, affect your ability to get long-term-care insurance later — or at least the price you'll pay. And people who are considering enrolling in Medicare after age 65 would do well to read the fine print of the sign-up rules. Readers have insurance questions on … [Read more...] about Genetic Testing ~ Could It Cause You To Be Denied LTC Ins.?

Are You Properly Insured? Find out if you are adequately covered in these 3 types of policies AARP The Magazine ISTOCK Do You Still Need Life Insurance? When you were younger, you needed a way to sustain your spouse and children if you died, which can leave them in an economic mess. Term Life Insurance is normally the very best way to shield against that. Later on in life, nonetheless, the kids have actually left the nest, or even if you are still working, you have fewer years of … [Read more...] about Are You Properly Insured?

Has Your Countdown to Retirement Begun? By PETER FINCH   The word retirement is a scary word for many of us.  "Do I have enough?"  "What if the market crashes and I lose my retirement funds?"  Some of us are just plain fearful to open my "statement" because you don't want to see that number.  With tahr being said, it's coming.  below is an article by Peter Finch on some simple steps to help you prepare. For the majority of your working life, it had not been specifically a … [Read more...] about Has Your Countdown to Retirement Begun?

What happens to your Social Security payments when one spouse dies Image courtesy of frankieleon Could this happen to you or your parents?  Read on. "I have actually searched the Net as well as found no response to my father's trouble. Mother just died, at 74. She earned $1,400 a month in Social Safety and security. Papa is 74 and obtains $1,200 a month. This was their only revenue as well as it barely covered their expenses. They have no savings." Currently, Social Security has told … [Read more...] about What happens to your Social Security payments when one spouse dies

Running out of tax-deferred investment options? What about this? What Are Annuities? Annuities could be made used to increase your savings, protect what you have saved, or provide a monthly income. Annuities usually come under two classifications: deferred and immediate. Each works differently and uses distinct advantages. Tax-deferred annuities: for retirement savings. Deferred annuities could be a great way to enhance your retirement cost savings as soon as you've made the … [Read more...] about Running out of tax-deferred investment options? What about this?

I'm 27 and I've saved $200,000 — here are the 7 best pieces of advice I can give you about moneyThe Money Wizard, ContributorWealth is built through consistency, not home runs. Alex Yakimovski/ShutterstockThe Money Wizard is a blogger who goes by the pen name Sean. He works as a financial analyst and has saved nearly $200,000 through retirement accounts and investing in low-cost index funds. He hopes to retire by his late 30s.When I was 16 years old, I hung up my hard hat after another … [Read more...] about 7 best pieces of advice I can give you about money

15 Year Term Life Insurance15 Year Term Life Insurance  What if today was the last day of the rest of your life.  What would you do differently?  Who would you call?  Where would you go?  CLICK HERE FOR YOUR FREE QUOTE  Unfortunately, most of us do not get that notice.  No one calls and tells us, "Today is the day."  I did have an experience that was as close as you can get.  A dear friend had only a few months to live.  There was nothing … [Read more...] about 15 Year Term Life Insurance

Best Term Life Insurance Rate QuoteBest Term Life Insurance Rate Quote  "We don't want to think about."  "We can wait till tomorrow."  "I have time."  "I'm not going to die any time soon."  I've heard it all.  Are you guilty of saying any of these statements?  The truth is we just don't know.  In my 25 years of selling life insurance, I've had a 32-year-old and a 78-year-old pass away.  Each time their heirs said,  "They were OK and we … [Read more...] about Best Term Life Insurance Rate Quote

It was just a Bee..... 20 Year Term Life Insurance  I got the call.  It was from the daughter of a client of mine.  She told me her Dad, my client had died.  As she told me, he was just mowing the back lawn on a beautiful Saturday.  No health issues, life was good.  Get your free quote today ~ CLICK HERE  Someone noticed he was on the ground and by the time they got to him, he was gone.  It was a bee sting.  Stung in the neck and went into … [Read more...] about 20 Year Term Life Insurance ~ Your Best Deal

Life Insurance Quotes Online  You just never know.  You can plan, but you still never know.  I just heard the news today that a dear friend of mine died recently in a motorcycle accident.  CLICK HERE FOR A FREE QUOTEI took pause remembering the last time I spoke with him, just over a month ago.  I'll guarantee he wasn't thinking about dying.  He was not an insurance client of mine so I don't know if he had life insurance.  I hope so.I've been doing this for … [Read more...] about Life Insurance Quotes Online ~ Because You Care